Oriental Bank is foreclosing on a single-family home in Urbanización Plaza De La Fuente, Toa Alta, securing a debt of $207,576.45 in principal plus 3.50% annual interest and late charges of 4.00% on overdue payments, along with $21,601.50 in legal fees. The property was mortgaged in 2021 for $216,015.00. A subordinate lien exists: a $9,761.78 HUD mortgage from 2023, junior to the foreclosing lien. Title appears clear of prior or preferred liens, and the winning bidder will take subject only to this junior HUD mortgage unless it is extinguished. The defendant is in default since July 2023. Investors should confirm title, lien priority, occupancy status, physical condition, and outstanding taxes or HOA fees.
Urb. Plaza De La Fuente #1010 (J-10) Calle Italia · 00953 · Puerto Rico
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Lot 10, Block J (J-10) in Urbanización Plaza De La Fuente, Barrio Mucarabones, Toa Alta. Area: 411.45 square meters. Boundaries: north with Urbanización Casitas de la Fuente (13m), south with Calle 6 (13m), east with Lot 9 Block J (31.70m), west with Lot 11 Block J (31.60m). Contains a concrete house for residential use. Subject to telephone easement strip 1.52m wide by 13m long along south boundary. Calle Italia address. Finca 22,589, Bayamón Registry Section III, Folio 56, Tomo 441 Toa Alta.
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