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This is a mortgage foreclosure auction by Banco Popular de Puerto Rico against Ercilia Lopez Cintron for a residential property in Bayamón. The original mortgage was modified in 2011, reducing the principal to $116,175.87 with a 4.125% annual interest rate and monthly payments of $546.94, maturing December 1, 2040. The total debt claimed is $76,230.84 in principal plus accrued interest, late charges, and $12,000 in costs and attorney fees. A critical investor concern is a subordinate mortgage held by FirstBank Puerto Rico for $26,050.00 at 8% annual interest, plus an annotated demand for $24,032.22. This junior lien was subordinated to give Banco Popular priority, but it survives the sale and the winning bidder assumes responsibility for it. Investors should verify all lien amounts, confirm title status, assess the property's condition and occupancy, and budget for the surviving FirstBank debt in addition to the winning bid.
Urb. Irlanda Heights, FK-18 Sirio, Bayamón, Puerto Rico
Lot 18, Block FK, Irlanda Heights development (also known as the twelfth section of Santa Juanita), Barrio Guaraguao, Bayamón. The lot measures 300.15 square meters and is bounded on the northeast by Lot 19 of Block FK, on the southwest by Lot 17 of the same block, on the southeast by Lots 22 and 23 of Block FK, and on the northwest by Sirio Street. The property contains a single-family concrete and block residential house.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Aug 13, 2026 | 10:00 AM | $116,176 | passed |
Second auction | Aug 20, 2026 | 10:00 AM | $77,451 | passed |
Third auction | Aug 27, 2026 | 10:00 AM | $58,088 | passed |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed May 2026.