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This is a reverse mortgage foreclosure on a three-bedroom condominium unit in Bayamón. The original reverse mortgage principal was $255,000 issued by HUD at 3.45% annual interest with a maturity date in 2079. The current balance owed is $121,494.64 plus accruing adjustable interest at 7.278% annually since December 2022, plus service charges, insurance premiums, accessory credits, advances, and $25,500 in attorney fees. The property was owned by the deceased borrower Jera Esther Arroyo Carrasquillo; her estate and unknown heirs are defendants along with the United States. The notice indicates no prior or preferred liens on the property. Bidders acquire the property free of subsequent liens subject to statutory provisions, and the winning bidder assumes responsibility for any charges or liens that survive the sale.
Apt. 2132 Blgd. 21, Cond. Chalets de Bayamón · 00957 · Puerto Rico
Third-floor condominium apartment number 2132 in building 21 of Condominio Chalets de Bayamón, Barrio Juan Sánchez, west side of the property, with entrance and exit facing Avenida Ramón Luis Rodríguez to the south. The unit measures 1,201.87 square feet (111.70 square meters) and includes two assigned parking spaces numbered 249 and 262. Ownership share in common elements is 0.504500% and operational/maintenance expenses share is 0.540998%.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Sep 23, 2026 | 9:30 AM | $255,000 | current round |
Second auction | Sep 30, 2026 | 9:30 AM | $170,000 | upcoming |
Third auction | Oct 7, 2026 | 9:30 AM | $127,500 | upcoming |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Jul 2026.