Trujillo Alto · Las Cuevas · Montebello Estates

FirstBank Puerto Rico is foreclosing on a single-family home in Urbanización Montebello Estates, Trujillo Alto, securing debt totaling approximately $194,086.72. The balance includes $157,978.93 in principal, $3,786.19 in secondary principal, $8,921.01 in accrued payments at 6.50% interest, late charges of $4,400.59, and $19,000 in attorney fees. The property is subject to two post-mortgage judgments from the homeowners association totaling approximately $4,871.63, which will survive the sale. The property was designated as a safe home under Law 195. Buyers should confirm title, lien priority, association dues, possession status, and whether HOA judgments create ongoing payment obligations. The auction requires cash, certified check, or postal money order payable to the court marshal, with court confirmation likely required.