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This is a mortgage foreclosure auction resulting from default on a loan secured by a residential property in Cidra. Oriental Bank, servicing The Money House, Inc., is enforcing a mortgage originated in November 2024. The defendant owes $241,791.63 in principal as of August 1, 2025, plus 6.25% annual interest, 4% late fees on payments overdue more than 15 days, and $24,343.40 in attorney fees. The property is a 374.99 m² lot in Barrio Rio Abajo with road frontage on PR-172. A utility easement for the Puerto Rico Electric Power Authority predates the mortgage and will survive the sale. The winning bidder takes title subject to that prior easement but free of liens recorded after the mortgage, once the court confirms the sale. Payment is due in cash or certified check.
SR 172 KM 6.0 Barrio Rio Abajo Lote 7 · 00739 · Puerto Rico
Lot 7 in Barrio Rio Abajo, Cidra, with 374.99 m² (0.0954 cuerdas). Boundaries: north with Joel Luna Soto (15.20 m); south with Victor Manuel Reyes Rivera (17.00 m and 6.70 m in two segments); east with State Road 172 (20.65 m arc); west with Joel Luna Soto (6.60 m, 5.75 m, and 18.00 m in three segments). Registered as Finca 10,268, Folio 154, Tomo 259 of Cidra, Caguas Property Registry, Section II.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Jul 8, 2026 | 9:15 AM | $243,434 | passed |
Second auction | Jul 15, 2026 | 9:15 AM | $162,289 | passed |
Third auction | Jul 22, 2026 | 9:15 AM | $121,717 | passed |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Jun 2026.
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