This foreclosure auction involves a residential lot in Colinas El Verde, Río Grande, originally financed by HUD with a $228,000 principal. The property is owned by the estates of Luis Viera Cepeda and Teresa Torres Serrano, with named and unknown heirs as defendants. Onity Loan Acquisition Trust 2025-HB2 is enforcing the claim, seeking $275,764.86 including accrued interest at 5.56% annually through December 2025, plus 10% attorney fees. A subsequent HUD mortgage for $228,000 at 5.56% maturing in 2083 appears on title as a posterior lien. The auction is cash or certified funds only. Investors should confirm title status, resolve succession issues, verify occupancy and possession risk, assess physical condition of the undeveloped lot, and determine lien priority and survival of the later HUD mortgage.
Urb. Colinas El Verde, Lote 7 Calle 3, Rio Grande, Puerto Rico 00745 · 00745
Lot number 7 in Urbanización Colinas El Verde, Barrio Jiménez, Río Grande. Area: 563.6443 square meters. Bounded north 19.017 meters by lands of Victoriano Figueroa; south 19 meters by the urbanization's only street; east 30.065 meters by lot 6; west 29.268 meters by lot 8. Registry: finca 4965, folio 175, volume 94 of Río Grande, Third Section of Carolina.
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