This foreclosure auction arises from default on a reverse mortgage originated in 2009 for $247,500 at 3.009% annual interest, held by the Secretary of Housing and Urban Development. The borrower owes $270,615.83 as of January 23, 2026, including principal, accrued interest, and contractual fees. The property is a three-bedroom, two-bathroom condo unit (B-4) in the San Francisco Javier complex in Guaynabo, with two assigned parking spaces. A second reverse mortgage also encumbers the property. The first auction minimum bid is $165,000, the appraised value. The notice states the property will be sold free of junior liens and that the winning bidder will receive possession within twenty days. Investors should confirm HUD's reverse mortgage claim priority, verify condo fees and special assessments, and assess occupancy and physical condition before bidding.
50 Calle San José Apt. 204 Cond. San Francisco Javier · 00969 · Puerto Rico
Apartment B-4 is a residential unit on the second floor of Building B in the San Francisco Javier condo complex, located on Calle San José between Calle Teresa and Camino Alejandrino in Barrio Frailes, Guaynabo. The unit measures 1,074.24 square feet (99.84 square meters) and includes a terrace, living-dining area, kitchen, laundry, three bedrooms, and two bathrooms. Two assigned parking spaces (numbers 145 and 148) are included. The unit's participation in common elements is 0.01254%. Property is registered as Finca 35,850 in the Guaynabo section of the Property Registry.
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