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This is a reverse mortgage foreclosure brought by Phalanx Capital Series 5 Real Estate LLC against the estate of María Emilia López Rosado. The property is a single-family concrete house in Summit Hills, Barrio Monacillos, San Juan. The original reverse mortgage was issued by Urban Financial Group in 2010 for $282,000 at 5.810% annual interest, maturing in 2078. The estate now owes $341,068.26 in principal plus accrued interest and fees. The appraised value is $282,000. The property has a prior lien annotation for this very case. Investors should note this is an estate property with multiple heirs, which may complicate possession and title clearance. The notice states no preferential liens affect the property, and that the winning bidder assumes responsibility for any prior liens not extinguished by the sale.
Solar #34 Bloq. B Urb. Summit Hills · 00920-4364 · Puerto Rico
Lot 34 in Block B of Summit Hills development, Barrio Monacillos, Río Piedras sector, San Juan. The 325 m2 lot is bounded north by lots 24 and 25 (13 m), south by Street 3 (13 m), east by lot 33 (25 m), and west by lot 35 (25 m). A single-story reinforced concrete house with living-dining room, three bedrooms, kitchen, bathroom, and balcony sits on the lot. Registry: Folio 232, Tomo 19 Monacillos, Finca 706, Sección III San Juan.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Aug 19, 2026 | 10:30 AM | $282,000 | passed |
Second auction | Aug 26, 2026 | 10:30 AM | $188,000 | passed |
Third auction | Sep 2, 2026 | 10:30 AM | $141,000 | passed |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Mar 2026.