Naguabo · Santo Tomás

Fannie Mae is foreclosing on a residential property in Urbanización Santo Tomás, Naguabo, originally financed in 2005. The borrower, Carlos Vélez Astacio, is deceased, and the estate includes his widow Lilliam Ramos (usufructuary interest), heirs Jenny and Linda Vélez, unknown heirs, the Puerto Rico Department of Treasury estate division, and CRIM. The balance owed is $61,417.99 in principal plus 6.5% annual interest from February 2013, late charges at 5% on payments over 15 days late, $6,860 in costs and attorney fees, plus additional interest and advances. The property is a single-family home on a 301 m² lot, free of prior liens per the title study. Bidders assume responsibility for any surviving liens and accept title as-is. Payment must be cash, postal money order, or manager's check to the court.