Bayamón · Minillas · Santa Elena

This is a mortgage foreclosure on a single-family home in Bayamón following the death of the borrower. E.M.I. Equity Mortgage is foreclosing on the estate of Altagracia Rafaela Perdomo Arias, with one identified heir and unknown heirs named as defendants. The property carries a balance of $107,432.04 in principal plus 3.25% annual interest, late fees at 4%, and $11,659.04 in attorney's fees. A previous 2016 foreclosure case by the same lender on this property is noted as a posterior encumbrance. Additionally, a second mortgage to HUD for $44,364.79 remains on the property. Investors should verify estate status, heir claims, the resolution of the prior case, and HUD's lien position. The sale is subject to court confirmation, and the property will be sold free of posterior liens once confirmed.