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This foreclosure auction stems from a mortgage default by Jose Carlos Aponte Zapata. Oriental Bank, as servicer for The Money House, Inc., is enforcing a mortgage originated in September 2023 with an original principal of $179,724. The borrower owes $176,083.87 in principal as of September 1, 2025, plus 6.75% annual interest, 4% late fees on payments overdue more than 15 days, and $17,972.40 in attorney fees. A subsequent federal HUD lien for $14,020.94 recorded in May 2025 encumbers the property and will survive the sale. The winning bidder accepts the property subject to this junior lien and must pay cash or certified check. Court confirmation is required.
Calle Marte (11), Lote 112-A · 00693 · Puerto Rico
Parcel 112-A in the Angel Sandín Rural Community, Barrio Yeguada, Vega Baja, measuring 921.27 square meters. Bounded north by Community Street 11, south by parcel 112-B, east by parcels 113 and 113-C, and west by parcel 112. Registered as finca 24,051, folio 205, volume 293 of Vega Baja, Bayamón Property Registry, Section IV.
| Round | Date | Time | Price | vs last sale | Status |
|---|---|---|---|---|---|
First auction | Sep 14, 2026 | 9:30 AM | $179,724 | +12% | current round |
Second auction | Sep 21, 2026 | 9:30 AM | $119,816 | −26% | upcoming |
Third auction | Sep 28, 2026 | 9:30 AM | $89,862 | −44% | upcoming |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Jun 2026.