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This is a mortgage foreclosure and debt collection action brought by the U.S. Department of Housing and Urban Development against the estate of Hipolito Ortiz Román and others. The property is a residential parcel in the Villa Albizu community of Toa Baja. The total debt is approximately $160,663.97, including $77,369.56 in principal, $67,544.57 in accrued interest as of June 24, 2025 (continuing at 2.75% annually), $8,819.84 in mortgage insurance, and $6,930.00 in service fees, plus attorney fees and costs. The appraised value is $117,000.00. Investors should verify title status, tax liens for the last five years, and any prior or preferred liens that will survive the sale. The notice states the property is free of subsequent encumbrances. Successful bidders must pay in cash or manager's check at the time of adjudication and accept the property subject to surviving liens.
Parcel number 114 in the subdivision plan of the Villa Albizu Community, Candelaria ward, Toa Baja municipality. The parcel measures 467.79 square meters (0.1190 cuerdas). Bounded on the north by parcel 103, on the south by Calle Amapola, on the east by parcel 115, and on the west by parcel 113.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Sep 17, 2026 | 10:15 AM | $117,000 | current round |
Second auction | Sep 24, 2026 | 10:15 AM | $78,000 | upcoming |
Third auction | Oct 1, 2026 | 10:15 AM | $58,500 | upcoming |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Jun 2026.