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This is a mortgage foreclosure action by Cielo Vivienda LLC against Jessica Cora Larroy and Josian Pagán Hernández for a two-level condominium apartment in the Reina de Carolina development in downtown Carolina. The property is subject to a 2004 first mortgage with an outstanding balance of $48,190.25 principal plus 6.50% annual interest from October 2025, along with insurance, property taxes, late fees, and $8,000 in attorney costs. A subordinate $10,000 mortgage was originally held by the Puerto Rico Housing Finance Authority, with a restrictive covenant prohibiting transfer for eight years from 2004. The notice does not state current occupancy or physical condition. Bidders assume all prior and preferential liens. The first auction minimum bid is $80,000, the appraised value, with subsequent auctions at two-thirds and one-half of that amount if no sale occurs.
110 Reina Carolina Cond., Carolina, PR 00985 · 00985 · Puerto Rico
Apartment number 110 in the Reina Carolina condominium, located on Pedro Arzuaga Street in downtown Carolina. The unit occupies the first and second floors of the building, measuring approximately 955 square feet. It is situated on the south side of the building. Boundaries: north 12 feet with Pedro Arzuaga Street; south 12 feet with common areas and hallway; east 43 feet with apartment 111; west 43 feet with apartment 109. Includes assigned parking space number 16.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Oct 5, 2026 | 9:00 AM | $80,000 | current round |
Second auction | Oct 13, 2026 | 9:00 AM | $53,333 | upcoming |
Third auction | Oct 20, 2026 | 9:00 AM | $40,000 | upcoming |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed May 2026.