Guaynabo · Frailes · Parkville

This is a mortgage foreclosure auction on a residential property in Parkville, Guaynabo. Fannie Mae is enforcing a 2011 mortgage after the borrower defaulted in September 2016. As of December 31, 2025, the estate owes $295,130.37 in principal, plus $117,053.68 in interest, $9,858.00 in late charges, $16,086.49 in advances, and $32,320.00 in costs and legal fees, with interest and late fees continuing to accrue at 4.25% and 5% respectively. Two federal tax liens are recorded against Sonia Lavergne ($16,839.20) and Dennis Velez ($16,825.62), both filed in April 2019. The property will be sold free of junior liens. Investors should verify title, lien priority, estate status, occupancy, and whether federal tax liens survive the sale.