Humacao · Tejas · Vista Hermosa

This is a mortgage foreclosure and money collection case against the estate of María de los Angeles Vargas Cruz. The property is a single-family home in Urbanización Vista Hermosa, Humacao. The original loan was modified in 2009, reducing the interest rate to 2.33% and extending the term to 2047. The borrower defaulted in October 2014. The plaintiff seeks to recover $64,143.35 in principal plus $2,034.86 in deferred balance, accrued interest at 2.33% annually, late charges, advances, and $7,120.00 in costs and attorney fees. The property is subject to a restrictive covenant requiring a $22,000 reimbursement to the government if sold within six years of the original acquisition, though the edicto does not indicate whether that period has expired. A subsequent mortgage lien annotation exists from another foreclosure case filed in 2019 claiming a balance of $66,178.21. Bidders should verify the estate status, title condition, and the survival of any preferent liens.