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This is a USDA Rural Development foreclosure on a single-family home in Naguabo. The original $103,500 loan went into default after July 2011, with a balance due of $102,079.65 in principal plus accrued interest at 4.875% annually, late charges at 4% on payments over 15 days past due, and $10,350 in legal fees. The estate of co-borrower Nelly Ortiz Santos and surviving co-borrower Esteban Sierra Martínez are named defendants along with heirs. A lawsuit annotation (Anotación A) appears on the title. The property is free of prior liens and will transfer clear of junior encumbrances per Puerto Rico foreclosure law. Investors should verify estate succession status, occupancy, physical condition, and tax compliance before bidding.
Urb. City Palace II, P28 calle 11, Naguabo, PR 00718 · 00718 · Puerto Rico
Lot 28, Block P of City Palace II development, located in Barrio Río, Naguabo municipality. The 318.08 m2 lot is bounded on the north (13.76 m) by lot 5 of the same block, on the south (13.76 m) by street 11, on the east (23.15 m) by lot 27, and on the west (23.15 m) by lot 29. The property contains a concrete and concrete-block residential house. Registered at folio 20, volume 246 of Naguabo, finca 14,143 in the Humacao Property Registry.
| Round | Date | Time | Price | Status |
|---|---|---|---|---|
First auction | Oct 13, 2026 | 10:15 AM | $103,500 | current round |
Second auction | Oct 20, 2026 | 10:15 AM | $69,000 | upcoming |
Third auction | Oct 27, 2026 | 10:15 AM | $51,750 | upcoming |
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View pricingThis sample combines multiple recorded sources, including any likely auction transfer inferred from a public record dated within nine months after a scheduled auction. Transactions below $25,000 are excluded from market statistics. Directional confidence. Use this sample as market context. It is not a complete sales ledger. Sample refreshed Aug 2026.