Yauco · Barinas · Estancias

This foreclosure auction involves a residential property in Yauco securing a reverse mortgage originated in 2012 for $189,000 at 5.06% annual interest. The borrower, Julio Enrique Rivera Aponte (deceased), accumulated $86,727.52 in principal and $83,467.01 in accrued interest through October 2025, totaling $207,464.34 owed. The estate of the deceased borrower is named as defendant. The property carries a prior federal lawsuit and notice of claim filed in 2017 by Reverse Mortgage Solutions Inc. for $105,043.82, annotated on the title. Investors should investigate title status, the priority of the earlier annotation, possession risks given the estate context, any unpaid property taxes or municipal charges, and confirm the status of the prior federal case. The auction requires payment by cash, manager's check, postal money order, or certified check in U.S. legal tender. All prior and preferred liens survive the sale, and the winning bidder assumes responsibility for them without extinguishing them from the auction proceeds.