Toa Alta · Mucarabones · Plaza de la Fuente

This is a mortgage foreclosure and debt collection proceeding by MCLP Asset Company Inc. against Vicente Vega Guzman and Luz Soledad Vazquez Perez for a residential lot in Plaza de la Fuente, Toa Alta. The mortgage has a deferred principal structure totaling $285,261.22, including $230,193.41 at 5.95% annual interest and a deferred principal of $55,067.81. The property is encumbered by multiple federal tax liens filed between 2006 and 2011 against both defendants, totaling approximately $121,577.31. These federal liens are posterior to the mortgage being foreclosed and will remain enforceable against buyers unless resolved. Investors should conduct title due diligence to verify lien priority, confirm CRIM and municipal tax status, assess physical condition and occupancy, and evaluate the burden of surviving federal liens on investment returns.