Bayamón · Minillas · Santa Elena

This foreclosure auction involves a single-family home in Urbanización Santa Juanita, Bayamón, securing a reverse mortgage held by the Secretary of Housing and Urban Development (HUD) with an original principal of $210,000.00 maturing in 2096. The property is being sold to satisfy a judgment of $99,759.34 in principal, plus $56,660.18 in accrued interest as of February 11, 2026, continuing at 2.994% annually, plus MIP, service charges, insurance, appraisals, inspections, pending advances, and 10% of the original note ($21,000.00) for costs and attorney fees. The defendants are the estates of two deceased borrowers, each composed of four named heirs plus unknown heirs, along with the United States and the municipal revenue collection center. The notice states that a HUD reverse mortgage lien of $210,000.00 maturing February 23, 2096, is posterior to the foreclosing creditor's lien, though this appears inconsistent with the plaintiff identity and requires investor due diligence on lien priority and title. Buyers should verify possession, occupancy, estate claims, federal tax liens, and municipal debts before bidding.