This foreclosure auction stems from a mortgage enforcement action by Oriental Bank against Peter William Sciascia Cruz. The defendant owes $74,891.15 in principal as of August 1, 2025, plus accruing interest at 4.00%, late charges, and 10% attorney fees. The property—a single-family residence in Palacios del Sol, Humacao—is encumbered by two subsequent mortgages to HUD totaling approximately $15,838.56, recorded after the bank's lien. These HUD liens will survive the sale and transfer to the winning bidder. Investors should verify lien priority, confirm title status, assess physical condition, clarify occupancy and possession risks, and budget for the surviving HUD debt. The edicto does not disclose property condition, access, or eviction language.
Palacios del Sol, T 348 Calle Horizonte · 00791 · Puerto Rico
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Single-family residence on Lot T 348 in Palacios del Sol development, Barrio Buena Vista, Humacao. The lot measures 339.30 m² and is bounded north by lots T 354 and T 355 (13.05 m), south by Calle Horizonte (13.05 m), east by lot T 349 (26.00 m), and west by lot T 347 (26.00 m). Constructed of reinforced concrete block.
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